2022 Q2 Expenses Review

CutSpendingInflation! Inflation! Inflation! When is it going to slow down? I can’t believe everything is continuing to go up. I am lucky that I don’t have any debt, but I can see I am cutting back on buying meat or thinking twice before buying more expensive items. The categories that went over budget are Food, Clothing, Entertainment and Childcare. Continue reading


2022 Q2 Passive Income

PassiveIncomeMy company is requiring its employees to go into the office four days a week to keep an office/cubicle or have to go FLEX. Since working from home for the last two years, I have no desire to go back to the office more than a few hours. I will work from home on a permanent basis and go in for lunch once my favorite cafeteria opens up. Baby Butterfly starts Kindergarten in less than a month and I will have lot more free time.

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2022 Q1 Expenses Review

CutSpendingWhat is the number one financial issue in 2022? Inflation! I can’t believe how expensive everything is. I am lucky that I no longer have a mortgage, or I would have to seriously cut back on my spendings. The two categories that went over my budge this quarter are Food and Childcare. Continue reading

2022 Q1 Passive Income

PassiveIncomeTime flies. It’s May of 2022 and I hope we are close to the tail end of the pandemic. I still work full time from home and no date has been set for returning to work. Since Baby Butterfly entered preschool, my life is infinitely better now than in 2020. I am grateful for my few hours of free time when she is in school and am looking forward to more free time when kindergarten starts.

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2021 Expenses Review

CutSpending2021 was the first year where I had no mortgage and very little traveling. Since I worked from home, the category where I didn’t hold back on spending was food, and with all that food comes with a bigger waistline, and a bigger waistline means a whole new wardrobe. Luckily, a whole new wardrobe for working from home mostly consisted of sweats, and that doesn’t put too much of a dent in my wallet. Continue reading

2021 Passive Income

Happy New Year! It’s 2022 and we are still in the mist of the pandemic. Last year was better than 2020, but it was still hard for working parents. Working a full-time job and taking care of a young child took a toll on me both physically and emotionally. My alone time was barely existent before I enrolled Baby Butterly in preschool mid-year. Now I am very grateful for three free hours a day.

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2020 December Expenses Review

CutSpendingDecember was a decent month for expenses since much of the damage was already done during Thanksgiving. Food, Childcare and Misc categories went over budget. I do most of my donations at the end of the year and this year was no different. Continue reading

2020 December Passive Income Review

Here is to wrapping up 2020’s passive income review post before getting back to work next week. December is usually my highest passive income earner of the year. Unfortunately, this December came in second after January. Compare to last December, passive income is down by over $300.

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2020 November Passive Income Review

November is usually a slow month for passive income. Due to dividend cuts and lower interest rates, this month’s passive income went down by $300 compare to last year. Even though my portfolio gains doubled this month, the interests and dividends continue to go down.

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