2020 December Expenses Review

CutSpendingDecember was a decent month for expenses since much of the damage was already done during Thanksgiving. Food, Childcare and Misc categories went over budget. I do most of my donations at the end of the year and this year was no different. Continue reading

2020 December Passive Income Review

PassiveIncome
Here is to wrapping up 2020’s passive income review post before getting back to work next week. December is usually my highest passive income earner of the year. Unfortunately, this December came in second after January. Compare to last December, passive income is down by over $300.

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2020 November Passive Income Review

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November is usually a slow month for passive income. Due to dividend cuts and lower interest rates, this month’s passive income went down by $300 compare to last year. Even though my portfolio gains doubled this month, the interests and dividends continue to go down.

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2020 October Expenses Review

CutSpendingOctober was a life changing time for me in this weird year. I paid off my mortgage! Yeppie! Besides a one time payoff payment (not included in my expenses), most categories were under budget in October. The only category that we are going over budget consistently is the food category. Continue reading

2020 October Passive Income Review

PassiveIncome
October is usually one of my stronger months when it comes to passive income. Due to dividend cuts and lower interest rates, my passive income went down by $250 compare to last year. My portfolio size actually went up overall but the dividend cuts did not come back.

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2020 September Expenses Review

CutSpendingI have fallen behind on my finances and posts due to my computer crashing and being a full time care taker to Baby Butterfly.  With two weeks off during this holiday season, I am able to catch up on most of my finances and now these blog posts. Most categories were under budget in September again since we have not left home except for our walks. The only category that we are going over budget consistently is the food category. Continue reading

2020 September Passive Income Review

PassiveIncome
This pandemic has been extremely hard for working moms. Not only we have full time jobs but we are full time care takers. Baby butterfly is extremely attached to me, and she needs constant attention. A lot of times I have to choose between personal time and sleep. Like right now. My September passive income is average compare to the rest of the year.

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2020 August Expenses Review

CutSpendingSince my computer and back up drive crashed, I have been trying to catch up on my finances. Luckily, my company shut down for the holidays so I have some time to catch up. Most categories were under budget in August since we are still in shelter in place. The only category that we are going over budget consistently is the food category. Continue reading

2020 August Passive Income Review

PassiveIncome
My computer and backup drive crashed in June and I have fallen behind in my finances. With a full time job and taking care of a toddler, I barely have time to do anything else. Luckily, my company has a shut down during the holidays so I am able to catch up on my finances. Continue reading