2017 October Expenses Review

CutSpending

My October expenses were a little higher than the last two months.  All the categories were below budget except for the Household category. Since September was still warm in the west, we spent a lot of time at home with baby butterfly.

Monthly Expenses By Category October
Fix Expenses
Mortgage 829
HOA / Property Tax 979
Insurance (HO/Car) 173
Utility (Electricity, Phone, DSL) 116
Total Fix Expenses 2,097
Variable Expenses
Gasoline/Car Related 69
Dining Out/Grocery 299
Clothing/Personal Care 14
Household 66
Entertainment/Leisure 30
Medical/Health 42
Childcare 0
Misc 0
Total Variable Expenses 520
Total Monthly Expenses 2,620
2017 Expenses YTD 26,883

At the end of September/beginning of October we took a trip to the Monterey peninsula for a conference. Fortunately, most of the expenses were covered by my partner’s company as baby butterfly and I tag along for the conference. My grocery budget went up this month because we started to eat at home more often instead of dining out all the time. My partner pays for about 80% of the time when we dine out.

October Passive Income = $ 1,095

October Expenses = $ 2,620

Shortage = $ 1,525

My October passive income covers about 42% of monthly expenses. Year to date is 30%.

Cheers,

Lady Butterfly

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