November was a big month in expenses. Between Thanksgiving, Black Friday and paying my semi-annual property tax, I was almost red for the month. Food and Childcare categories went over budget.
| Expenses By Category | November |
| Fix Expenses | |
| 0 | |
| HOA / Property Tax | 4,042.85 |
| Insurance (HO/Car) | 0 |
| Utility ( |
0 |
| Total Fix Expenses | 4,042.85 |
| Variable Expenses | |
| Gasoline/Car Related (200) | 0 |
| Dining Out/Grocery (400) | 738.19 |
| Clothing/Personal Care (40) | 10.89 |
| Household (80) | 19.16 |
| Entertainment/Leisure (60) | 12.99 |
| Medical/Health (120) | 8.59 |
| Childcare (90) | 232.29 |
| Misc (222) | 79.70 |
| Total Variable Expenses (1,212) | 1,101.81 |
| Total Expenses | 5,144.66 |
| 2020 Expenses YTD | 31,088.25 |
My property tax is due early December, but I usually pay at the end of the month before its due. It is a big chunk of my expenses at $3,568.97. For Thanksgiving we had a small gathering with our quarantine pod. Unfortunately, I was not able to spend any time with my parents or brothers since Shelter in Place. We were able to get an organic turkey from a small farm and ordered almost everything we need from Whole Foods/Amazon. I do a lot of my shopping for Baby Butterfly on Black Friday. She is outgrowing my friend’s kid who is 2 years older and some of the hand-me-downs don’t fit Baby Butterfly by the time we get them. She is on the tall side for her age.
Monthly Income = $ 957.85
Monthly Expenses = $ 5,144.66
Shortage = $ 4,186.81
My November passive income covers 19% of my monthly expenses and year to date is 47%.
Cheers,
Lady Butterfly
Cheers To Your Wealth! 